FIRST CREDIT REPAIR
Collection and Charge Offs
Having any negative accounts on you credit report, like charge-offs or collection accounts, is a big RED flag for creditors as well. These accounts can stay and negatively affect your score for up to 7 years. Collection accounts can be very tricky. Dealing with debt collectors calling your work and family members, to try to get you to pay, can be very stressful. We will help you deal with any charge-off or third party collection accounts and dispute all the negatives that you may have on your credit report.
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How It Works
Credit Check
First Credit analyze your credit reports from Experian, Equifax and Transunion. We need to make sure we check the most recent copy of your credit report.
Individual Approach
Our credit experts investigate your reports according to the principle of individual approach. We will customize the unique master-plan for your credit to get to the next level and have the higher score.
Pick your Plan
First Credit will provide you with several options for the credit restore program. Each credit report is unique, so it will depend on what's in your credit file and how fast you need the results done.
Get Results
You will have access to First Credit customer portal to monitor the progress. Our credit cycle is every 30 days. You will be receiving mail from USPS with updates and results to our disputing.
1

We check your credit report

We will need a recent copy of your credit reports from Experian, Equifax and Transunion. There are several ways to get your report online:

  • Experian.com
Your can register with experian.com in as fast as 5 minutes, its free and it is one of the best and most accurate credit monitoring sites out there. We will need your login information to view the three reports.

  • Annualcreditreport.com
You can get a free copy of your credit reports at annualcreditreport.com. They will ask you a few security questions to verify your identity and you will be able to download a free copy of your report from Experian, Equifax and Transunion.

  • Creditkarma.com
We will need your login information for Creditkarma.com so our credit analyst can evaluate your credit profile and see what can be done to help your credit rating go up.


Every credit report is unique and different. Our credit analysts will carefully investigate your reports to determine your credit rating and see what can be done to help you raise your score in the shortest time possible.
2
Personalized credit consultation
After carefully reviewing you credit reports from Experian, Equifax and Transunion we will assign an expert credit agent to you. They will get in contact with you, one on one, and provide you with a full credit evaluation and will map out a perfect masterplan to fix your credit, based on your unique credit reporting information.

We are very well versed on the consumer rights and when it comes to your credit report, we will make sure to remove any inaccurate, erroneous and unknown information that brings your score rating down.

Our specialists will make sure to educate you on how to keep your credit healthy at all times. You will learn all the benefits of having a great credit score and what it takes to have 800+ score. Your life will truly change, after fixing your credit and developing a high personal credit profile.

First Credit will structure a customized credit repair plan for you, to make sure we get you credit score skyrocket through the celling. We do it all in accordance with the FCRA, HIPAA, FCBA and other consumer laws.

When you sign up with First Credit Repairs, you will finally get all the financial freedom and enjoy a happy lifestyle that you deserve!
3
Fastest result delivery

FirstCredit has an individual approach to each client. We will make sure to find the fastest way to meet your financial needs and will deliver the results the most quickest way possible.

The process of credit repair can take a long time, but our credit experts will find the best way to dispute all the negative information from your report, fix any mistakes or errors, build your credit file or just grow your credit profile to the next level.

We guarantee results in as fast as 30 days, or you will get your money back!

During the process of fixing your credit, you will be receiving some correspondences from credit reporting agencies, and maybe from the creditors. There will be different letters from each one of the credit bureaus responding and all correspondences should be forwarded to your case manager to determine the most effective response.

It is very important that you send and update our team with any letters that you receive during the process, so we can make sure it goes as quick and smooth as possible.

You will be able to track and manage your credit repair progress online via our customer portal.

FAQs
Our Contacts
Feel free to send us a request or just call us for the quickest response. We really love to communicate with our clients 7 days a week! Let us help you with your score so you can worry less about credit.
(305) 501-8443
(305) 707-5300
Monday to Sunday - 24/7
info@firstcreditus.com
19790 W Dixie Hwy, Miami, FL 33180
305-501-8443
305-707-5300

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